body {
	margin: 0;
	padding: 0;
	background: #fff;
	color: #000;
	font: 12pt Verdana, Arial, Helvetica, sans-serif;
}

div {
	color: #000;
}

p {
	padding: 0;
	margin: 0 0 10px 0;
}

h1 {
	font: 18px Arial, Helvetica, sans-serif;
	font-weight: 400;
	color: #0073B8;
	margin: 0 0 15px 0;
	padding: 0 0 9px 0;
	background: url(../images/h1.gif) bottom repeat-x;
	clear: both;
}

h2 {
	font: 16px Arial, Helvetica, sans-serif;
	font-weight: bold;
	margin: 0 0 10px 0;
}

h3 {
	font: 13px Arial, Helvetica, sans-serif;
	font-weight: bold;
	color: #000;
	margin: 0 0 10px 0;
}

h4 {
	font: 13px Arial, Helvetica, sans-serif;
	font-weight: bold;
	color: #0073B8;
	margin: 0 0 10px 0;
}

td, th {
	font-size: 0.8em;
}

a {
	color: #0071BF;
	text-decoration: none;
}

a:hover {
	color: #034065;
	text-decoration: none;
}

p {
	padding: 0;
	margin: 0 0 10px 0;
}

h1 {
	font: 18px Verdana, Arial, Helvetica, sans-serif;
	font-weight: 400;
	color: #B91329;
	margin: 0 0 4px 0;
	background: url(../images/h1.gif) bottom repeat-x;
	clear: both;
}

h2 {
	font: 16px Verdana, Arial, Helvetica, sans-serif;
	color: #387D02;
	font-weight: bold;
	margin: 0 0 15px 0;
}

h2.subhead {
	font: 13px Verdana, Arial, Helvetica, sans-serif;
	font-weight: bold;
	color: #387D02;
	margin: 0 0 15px 0;
	padding: 0 0 14px 0;
	border-bottom: 1px solid #F1F1F1;
}

h3 {
	font: 13px Verdana, Arial, Helvetica, sans-serif;
	font-weight: bold;
	color: #387D02;
	margin: 0 0 15px 0;
}

h4 {
	font: 13px Verdana, Arial, Helvetica, sans-serif;
	font-weight: bold;
	color: #3A9408;
	margin: 0 0 10px 0;
}


td, th {
	font-size: 0.8em;
}

a {
	color: #B91329;
	font-weight: bold;
	text-decoration: none;
}

a:hover {
	color: #387D02;
	font-weight: bold;
	text-decoration: none;
}

a.lnkarrow {
	background: url(/images/icons/arrow.gif) center left no-repeat;
	font-weight: bold;
	padding: 0 0 0 18px;
	color: #0071BF;
	text-decoration: none;
}

a.lnkpdf {
	background: url(/images/icons/pdf.gif) center left no-repeat;
	padding: 0 0 0 20px !Important;
	color: #0071BF;
	text-decoration: none;
}

a.lnkmag:hover, a.lnkarrow:hover, a.lnkpdf:hover {
	color: #000;
}

img {
	border: 0;
}

img.imgborder {
	border: 1px solid #ddd;
}

ul {
	margin: 2px 10px 10px 10px;
	padding: 0;
}

li {
	list-style-type: disc;
	list-style-position: inside;
}

ul.ticks {
	margin: 0;
	padding: 0;
}

ul.ticks li {
	font-weight: bold;
	list-style-type: none;
	list-style-position: outside;
	list-style-image: none;
	background: url(../images/bullettick.gif) center left no-repeat;
	padding: 2px 10px 2px 18px;
}

.clfx {
	height: 0;
	clear: both;
}

.bold {
	font-weight: bold;
}

.testimonial {
	margin: 10px 0;
	font-style: italic;
}

.flleft {
	float: left;
}

.flright {
	float: right;
}

.green {
	color: #387D02;
}

.imgleft {
	float: left;
	margin: 0 20px 20px 0;
}
.imgright {
	float: right;
	margin: 0 0 20px 20px;
}

span.yearsep {
	margin: 0 8px;
	color: #E1E1E1;
}



#header1, #header2, #headerimage, #leftcol, #footer1, #footer2 {
	display: none;
}